Another Stamp Travel

luxury travel with points and miles

The Ultimate Guide to the Chase Sapphire Preferred card

*Find this card HERE (using my links is free to do and the best way to support my free content, thank you so much!)*

If you’ve ever thought about turning everyday spending into epic vacations, the Chase Sapphire Preferred is hands-down one of the best cards to start with. It’s affordable, powerful, and (when used right) it can unlock thousands of dollars in free travel.

I’m breaking down everything you need to know: the bonuses, the perks, the protections, and how to use those valuable points for maximum impact. The card literally *EVERYONE* should have in their wallet.

✨ Quick Snapshot

  • Annual Fee: $95
  • Point Value in Portal: 1.00-2.00¢ per point when redeemed for travel in Chase Ultimate Rewards
  • Perks: $50 annual travel credit + doordash subscriptions and credits
  • Transfer Partners: 14 total (11 airlines + 3 hotels) at a 1:1 ratio
  • Why It’s Amazing: Low annual fee + outsized value from points + built-in travel protections

💸 How You Earn Points

Every swipe counts, but here’s where you really rack them up:

  • 5x points on travel booked through Chase Travel
  • 3x points on dining (yes, including takeout & delivery!)
  • 3x points on online grocery purchases (alwaysss placing my pickup order on Sundays and utilizing this category)
  • 3x points on select streaming services
  • 2x points on other travel
  • 1x point on everything else

This is where I tell people: use this card every time you’re eating, traveling, or binge-watching Netflix and those points pile up fast.

💳 Credits & Extra Perks

  • $50 Annual Hotel Credit — automatically reimbursed for hotel stays booked through Chase Travel each cardmember year. That effectively drops the annual fee from $95 to just $45 if you use it.
  • Complimentary DashPass subscription through DoorDash
  • $10 monthly non-restaurant credit on DoorDash (I use mine to pick up a bottle of wine at my local liquor store each month)
  • 10% Anniversary Points Boost — every year you renew, you’ll get bonus points equal to 10% of your total purchases made the previous year. (Spend $25,000? That’s 2,500 points back, just for holding the card.)
  • 1.00-2.00¢ value per point when booking through Chase Travel portal
  • 1:1 point transfer to top airlines & hotels
  • Primary rental car insurance (literally skip that crazy counter upsell!)
  • Trip cancellation, interruption, and delay protection
  • Baggage delay & lost luggage reimbursement
  • No foreign transaction fees
  • Purchase protection & extended warranty

🛡️ Travel Protections You’ll Actually Use

This isn’t just fluff — these perks can save you serious money and stress when things go sideways, plus you can waive purchasing extra travel insurance:

  • Trip cancellation or interruption coverage
  • Trip delay reimbursement (think: meals, hotels if your flight is stuck)
  • Baggage delay & lost luggage protection
  • Primary auto rental coverage (collision damage waiver) *never pay for rental car insurance EVER again*
  • Purchase protection on everyday buys (laptop got stolen? Well, you’re covered to replace it for free)

🌍 Using Your Points: Two Smart Paths

1. Book Through Chase Travel Portal

  • Value: 1.00-2.00¢ per point
  • Great for quick bookings, simple itineraries, and when you just want to “set it and forget it.”
  • Also great to use your $50 annual travel credit (I personally like to book one night stays or a rental car with this credit)

2. Transfer to Airline & Hotel Partners

  • Value: 2–4¢ per point (sometimes more!)
  • This is how I’m booking business/first-class flights and luxury hotels (specifically HYATT)
  • Transfers are 1:1 and usually instant — but final, so confirm award space first.

✈️ Transfer Partners (1:1 Ratio)

Airlines

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • Air France–KLM Flying Blue
  • British Airways Executive Club
  • Emirates Skywards
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club

Hotels

  • World of Hyatt (fan FAVE)
  • Marriott Bonvoy
  • IHG One Rewards

🏆 Why This Card Is a Game-Changer for Free Travel

  1. Flexibility — You’re not locked into one airline or hotel.
  2. Big value sweet spots — Hyatt hotels, United and Air Canada flights, and Virgin Atlantic partner redemptions can deliver crazy good cents-per-point.
  3. Affordable fee — At just $95, the perks and points value outweigh the cost easily.
  4. Built-in protections — Which means less risk when your trip gets messy.

💡 Pro Tips to Maximize

  • Use your card specifically for dining and travel for those higher multipliers and to trigger the travel insurance.
  • Check award space before transferring — once your points are gone, they’re gone.
  • Portal = convenience. Transfers = max value.
  • Keep receipts & docs handy to actually use travel protections (they work!).
  • Watch for transfer bonuses (20–30% extra points) — this is where you level up.